Demand Letter Draft for Personal Injury Claims

As a personal injury attorney, draft a formal demand letter to [INSURANCE_COMPANY] concerning [CLIENT_NAME]'s [INJURY_TYPE] claim. Your letter must: 1) Open with a concise factual narrative of the [INCIDENT_DATE] incident, including time, location, and clear liability indicators, 2) Present a detailed damages breakdown with three subcategories: medical expenses ($[AMOUNT] with attached documentation), lost wages ($[AMOUNT] with employment verification), and pain/suffering calculated using the [STATE] multiplier method, 3) Cite two specific [STATE] statutes establishing liability, 4) Set a firm 30-day response deadline with consequences for non-compliance, and 5) Include your firm's full contact details. Format as a single-page document with bold section headers (Incident Summary, Damages Calculation, Legal Basis), use professional letterhead template, and add "DRAFT - ATTORNEY REVIEW REQUIRED" diagonal watermark. Maintain assertive but non-confrontational tone throughout.